Bank of Baroda International Branches List

Rajesh moved from Mumbai to Dubai in 2019 for a senior engineering role. Like many NRIs, he struggled with the maze of international banking until he discovered something remarkable at Bank of Baroda's Karama branch in Dubai.

"The manager spoke Hindi, understood my salary structure, and within 30 minutes, I had opened both NRE and NRO accounts without the headaches I faced at other banks," Rajesh recalls.

That's the power of banking with an institution that truly understands the NRI journey.

Bank of Baroda's Global Footprint: India's International Bank

Bank of Baroda operates 82 overseas branches and offices across 17 countries, making it one of India's most internationally connected banks. 

With over 70 years of international presence, the bank has built a network that spans major financial centers and NRI-heavy regions worldwide.

👉 Key Insight: Bank of Baroda proudly carries the tagline "India's International Bank" and has presence in world's major financial centres including New York, London, Dubai, Singapore, Australia and GIFT City.

Source: BOD - Global Branches

UAE Operations: Your Banking Home Away From Home

For NRIs in the UAE, Bank of Baroda offers the most comprehensive Indian banking presence in the region.

UAE Branch Network Overview

Bank of Baroda operates 5 branches in UAE (Dubai, Abu Dhabi, Sharjah, Deira, and Ras-Al-Khaimah), 9 Electronic Banking Service Units (EBSUs), and 45 ATMs across all emirates. It's the only Indian bank in UAE that has been granted a full banking license.

Complete UAE Branch Details

👉 Pro Tip: UAE customers can contact Bank of Baroda's toll-free number: 800-BARODA (227632) or email [contact details provided] for 24/7 support.

Source : Bank of Baroda UAE branch directory

Major Financial Centers: Where Global Business Happens

United States Operations

Bank of Baroda USA operates from its headquarters at One Park Avenue, New York, NY 10016. The bank established operations in the USA on February 22, 1979, and moved to its current location on October 15, 2010.

New York Branch Details:

• Address: One Park Avenue, New York, NY 10016
• Phone: (001) 212-578-4550
• Email: newyor@bankofbaroda.com
• Services: Corporate banking, trade finance, NRI services

United Kingdom Presence

Bank of Baroda UK operates as a wholesale branch located at 32 City Road, London, EC1Y 2BD. The bank operates under authorization from the Prudential Regulation Authority (PRA) and is regulated by both the Financial Conduct Authority (FCA) and PRA.

London Branch Network:

• Head Office: 32 City Road, London EC1Y 2BD
• Phone: +44 207 457 1521
• Additional Locations: Birmingham, Manchester, Southall, Tooting, Wembley

👉 Security Note: Your eligible deposits with Bank of Baroda London are protected up to £85,000 by the UK's Financial Services Compensation Scheme.

Singapore and Hong Kong Hubs

Singapore Branch: Bank of Baroda Singapore operates as a wholesale bank, inaugurated on September 19, 2006, with a license from the Monetary Authority of Singapore.

• Address: 9 Raffles Place, #34-02 Republic Plaza, Singapore 048619
• Phone: +65 6536 7749

Hong Kong Operations: Bank of Baroda has been serving customers in Hong Kong, an international financial and trading hub, since 1980. In 2007, the bank received a full banking license in Hong Kong.

Also Read - Top Indian Banks for Online NRI Account Opening

African Markets: Serving Indian Communities

East Africa Operations

Bank of Baroda has deep roots in East Africa, establishing its first international branch in Mombasa, Kenya in 1953, followed by Kampala, Uganda and Nairobi, Kenya.

Current African Presence:

• Kenya: Bank of Baroda (Kenya) Ltd. with multiple branches
• Uganda: Bank of Baroda (Uganda) Ltd. listed on Uganda Securities Exchange
• Tanzania: Bank of Baroda (Tanzania) Ltd.
• Botswana: Three banking offices - two in Gaborone, one in Francistown

Southern Africa

In 1997, Bank of Baroda opened a branch in Durban, South Africa. The bank continues to serve the significant Indian diaspora in the region.

Complete Country-Wise Branch Network

👉 Expansion News: Bank of Baroda has recently upgraded its representative office in Australia to a branch and established a joint venture commercial bank in Malaysia.

Digital Banking and Services Across Borders

NRI Account Options

Bank of Baroda offers comprehensive NRI banking services across all international locations:

Account Types Available:

1. NRE Accounts - Fully repatriable, tax-exempt interest, minimum balance Rs. 1,000
2. NRO Accounts - Partial repatriation, for Indian income, current income fully repatriable
3. FCNR Accounts - Fixed deposits in foreign currency (USD, GBP, EUR, AUD)
4. RFC Accounts - For returning NRIs to maintain foreign currency

Also Read - Best NRE Savings Accounts for UAE NRIs - Complete Guide

Premium Banking Services

High-value NRI customers can access Baroda Premium NRE Savings Account with benefits like free remittances, demand drafts, and 24x7 net banking access.

👉 Pro Tip: Consider comparing Bank of Baroda's offerings with GIFT City investment options for potentially better returns and tax benefits.

How to Open Account at International Branches

Step-by-Step Process

NRIs can open accounts by filling the Account Opening Form (AOF) available on the bank's website and submitting it to any overseas branch (except New York) or domestic branch.

Required Documents:

1. Passport with valid visa
2. Address proof in resident country
3. Income proof/salary certificate
4. PAN card for NRI or Form 60
5. Photographs

👉 Tip: Signatures must be verified by bank officials, Indian High Commission/Consulate/Embassy, or Notary Public.

Minimum Balance Requirements

Minimum balance for NRE/NRO savings accounts is equivalent to Rs. 1,000 across all international branches.

Also Read - Best NRE Savings Accounts for UAE NRIs - Complete Guide

Remittance and Transfer Services

Rapid Fund Transfer Options

Bank of Baroda offers multiple remittance channels including in-house online money transfer facility 'Rapid Funds2 India' from overseas branches and 'Baroda RemitXpress' from USA, UK and Euro Zone.

Transfer Methods:

• SWIFT wire transfers
• Online remittance portals
• Demand drafts
• Mail transfers

👉 Cost Comparison: Before choosing remittance services, compare with modern fintech options that might offer better exchange rates.

Recent Developments and Future Plans

New Initiatives

Bank of Baroda inaugurated its NRI Cell in Vadodara in July 2025, designed to provide exceptional services to NRI customers with more accessible and responsive offerings.

Expansion Plans

The bank has received approval for operations in Bahrain, South Africa, Kuwait, Mozambique, Qatar, and is establishing offices in Canada, New Zealand, Sri Lanka, Saudi Arabia, and Russia.

Comparison: Bank of Baroda vs Modern Alternatives

Smart Banking Decision for Today's NRI

While Bank of Baroda offers extensive international presence and traditional banking comfort, modern NRIs are increasingly exploring specialized platforms that offer:

• Higher Returns: GIFT City fixed deposits with tax-free USD returns
• Better Technology: Instant account opening, real-time rates
• Transparent Costs: No hidden fees or complex charges
• Regulatory Safety: GIFT City benefits for NRIs with IFSCA oversight

👉 Key Decision Factors:

• Do you prefer physical branches or digital convenience?
• Are you looking for maximum returns or traditional safety?
• How important is tax efficiency in your investment strategy?

Your Next Steps: Making the Right Banking Choice

Bank of Baroda's international network offers unmatched physical presence and traditional banking relationships that many NRIs value. However, the financial landscape is evolving rapidly.

For Traditional Banking Lovers: Bank of Baroda's 82+ international branches provide familiar, relationship-based banking with native language support.

For Growth-Focused NRIs: Consider exploring modern alternatives like GIFT City investments that offer tax-free USD returns and cutting-edge digital experience.

The Smart Move: Many successful NRIs maintain both - a Bank of Baroda account for day-to-day banking and traditional remittances, plus modern platforms for wealth growth and tax optimization.

Ready to explore the future of NRI banking?
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Want to compare your options?
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Sources:

• Bank of Baroda Official Website
• Bank of Baroda International Banking Services
• SBNRI Bank of Baroda Branch Details
• Bank of Baroda UAE Operations
• Bank of Baroda London Operations
• Federal Deposit Insurance Corporation Records