# Indian Banks in the UAE: Top Branches, Services & Benefits
Author: Savitri Bobde
Author URL: https://getbelong.com/blog/author/savitri-bobde/
Published: 2025-05-24
Category: NRI Banking
Category URL: https://getbelong.com/blog/category/nri-banking/
Meta Title: Indian Banks in The UAE – Locations, Benefits & Services
Meta Description: Explore Indian bank branches in the UAE. Learn why they’re expanding, the services offered, the top banks & locations, and key tips before visiting a branch.
Tags: NRI Banking, NRIs, NRIs in UAE
Tag URLs: NRI Banking (https://getbelong.com/blog/tag/nri-banking/), NRIs (https://getbelong.com/blog/tag/nris/), NRIs in UAE (https://getbelong.com/blog/tag/nris-in-uae/)
URL: https://getbelong.com/blog/indian-banks-in-the-uae/
The United Arab Emirates (UAE) is home to one of the largest Indian expatriate communities globally, with over 3.5 million Indians residing in the country. This significant presence has fostered strong economic ties between India and the UAE, leading to a substantial demand for banking services that cater to the needs of Non-Resident Indians (NRIs). In response, several Indian banks have established branches and representative offices across the UAE, offering a range of services tailored for NRIs. This blog provides an overview of Indian banks operating in the UAE, their branch locations, and the services they offer.
## Why Indian Banks Are Expanding to the UAE
The expansion of Indian banks into the UAE is driven by several factors:
- **Large NRI Population:** The UAE hosts a vast Indian diaspora, creating a substantial customer base for Indian banks.
- **Economic Ties:** India and the UAE share strong economic relations, with bilateral trade and investments necessitating banking support.
- **Remittances:** Indians in the UAE contribute significantly to remittances sent back home, requiring efficient banking channels.
- **Regulatory Environment:** The UAE's favourable regulatory framework encourages foreign banks to establish operations.
## Top Indian Banks in the UAE
Several Indian banks have established their presence in the UAE through full-fledged branches, representative offices, or remittance centres. These institutions cater to the diverse financial needs of NRIs and businesses.
### List of Indian Banks in the UAE with Branches & Locations
**State Bank of India (SBI) Branch in Dubai**
709-710, Level 7, Gate Precinct Buildings 3, Dubai International Financial Centre, Dubai, United Arab Emirates, Post Box No: 482033
Contact: 971.4.3266675
**HDFC Bank Branch in Dubai**
HDFC Bank Representative Office, 104, Jumaal Majid Commercial Building, Opp Bur Juman Centre, Trade Centre Road, P.O. Box No.64546, Dubai, UAE
Contact: 00971 – 43170000
**Kotak Mahindra Bank Branch in Dubai**
Office #703, Level 7, Office Tower 2Al-Fattan Currency House, DIFC, PO Box 16498, Dubai
Contact: 971 4 3544455
**Punjab National Bank (PNB) Branch in Dubai**
Punjab National Bank, 802, The Gate Building, West Wing, P.O. Box 506844, Dubai International Financial Centre, Dubai-UAE
Contact: 971-4-325 7727
**Bank of Baroda Branch in Dubai**
P.O. Box 3162, Govt. of Dubai Real Estate Building, Ali Bin Abi Talib Street, Bur Dubai, UAE
Contact: (00971) 43583756
**Union Bank of India Branch in Dubai**
Union Bank of India, DIFC, Dubai, Gate Village 10, Unit no 208-210, Dubai International Financial Centre, Dubai, UAE.
Contact: +971 4 388 7208
**ICICI Bank Branch in Dubai**
ICICI Bank Limited (DIFC Branch) Central Park Building, Office Tower 27-31 and 27-32 Level 27, Dubai International Financial Centre, Dubai, U.A.E
Contact: 00971-4-3696400
**Axis Bank Branch in Dubai**
Office No.105, 1st Floor, Al Safa Business Centre, Plot No.318-883, Street No.19, PO Box 122504, Opp. Dubai Central Post Office, Karama, Dubai, UAE
Contact: 00971-43343688
### Services Offered by Indian Banks in the UAE
Indian banks in the UAE offer a wide range of services tailored specifically to the needs of [Non-Resident Indians (NRIs)](https://getbelong.com/blog/nri-meaning/) and businesses operating in the region:
- **NRI Accounts:** These banks help NRIs open and manage NRE (Non-Resident External) and NRO (Non-Resident Ordinary) accounts, helping NRIs to maintain financial ties with India.
- **Remittance Services:** Indian banks facilitate quick and secure money transfers to India, ensuring that funds reach beneficiaries on time with competitive exchange rates.
- **Loan Services:** From personal loans to home loans and business financing, these banks provide various credit solutions to suit the diverse needs of NRIs and entrepreneurs.
- **Trade Finance:** For businesses engaged in import-export activities, Indian banks offer trade finance services such as letters of credit, bank guarantees, and working capital solutions.
- **Investment Services:** They also provide wealth management support, including mutual funds, fixed deposits, and investment advisory services tailored to NRI requirements.
### Benefits of Using Indian Banks in the UAE
There are several benefits to using Indian banks in the UAE, especially for NRIs and Indian businesses:
- **Familiarity:** Indian banks have a deep understanding of the Indian financial system and the unique needs of NRI customers, making interactions smoother and more intuitive.
- **Trust:** With their long-standing presence and proven reliability, Indian banks have built strong reputations among expatriates for secure and dependable banking.
- **Customised Services:** They provide financial products and services specifically tailored for NRIs, including dedicated relationship managers, India-based loans, and investment options that align with NRI goals.
## Things to Know Before Visiting an Indian Bank Branch in the UAE
- **Documentation:** When visiting an Indian bank branch in the UAE, make sure to carry valid identification such as your passport, Emirates ID, residency proof, and any other required documents for verification.
- **Appointments:** Certain services, especially those related to loans or investment consultations, may require prior appointments. It's advisable to check with the bank in advance to avoid delays.
### Indian banks in the UAE act as vital financial bridges between the Gulf and India.
Whether you're sending money back home, investing in Indian markets, or expanding your business, these banks offer a sense of familiarity and trust that many NRIs value. With branches in major Emirates like Dubai, Abu Dhabi, and Sharjah and a wide range of services from remittances to trade finance, they continue to play an essential role in the lives of millions of Indians living abroad.
For the latest services, product updates, or branch changes, it's always best to visit the official websites or contact the banks directly, as offerings evolve with regulatory and market dynamics.
_You can use Belong’s Residential Status Tool to determine your NRI status._
[](https://getbelong.com/tools/residential-status/)
## FAQs
Q: Which Indian banks are available in the UAE?
A: All the major public and private sector banks like SBI, HDFC, ICICI, Canara Bank, etc. have branches in the UAE. Most of these branches are located in the Dubai International Financial Services Centre (DIFC) area. For your specific bank, you can check out the details in the blog.
Q: Can NRIs open bank accounts in the UAE?
A: Yes, NRIs can open bank accounts in the UAE. They have to log in to the online banking portal of the bank. Based on the bank’s procedures, they can get the account opened through online banking or by visiting the branch.
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