Is GIFT City Real - Everything to Know

Three months ago, someone in our Belong WhatsApp community asked a question that sounded almost embarrassed. "Is GIFT City an actual place, or is it just a financial term?"

The question isn't silly at all. When you read about GIFT City online, you see terms like "offshore jurisdiction" and "international financial services centre." It sounds abstract. Like something that exists only on paper.

But here's the truth: GIFT City is as real as the office building you work in. It has roads, banks, restaurants, residential apartments, and a metro station under construction.

You can book a flight there tomorrow. You can walk into a bank branch. You can even buy property and live there.

What makes it confusing?

GIFT City is both a physical location and a special financial jurisdiction. It's a real place that operates under different regulations than the rest of India. Think of it as India's version of Dubai's DIFC or Singapore's offshore banking zones, but physically located inside Gujarat.

In this guide, we'll answer every practical question NRIs have about GIFT City. Where it is. How you can access it.

What makes it different. And why it matters for your investments in India.

What Exactly Is GIFT City?

GIFT City stands for Gujarat International Finance Tec-City. It's India's first International Financial Services Centre (IFSC), officially notified in 2015 under the Special Economic Zones Act, 2005.

The full name tells you what it is: a technology-enabled city focused on international finance. But here's what that means in practice.

GIFT City is an 886-acre greenfield smart city.

It was built from scratch on the banks of the Sabarmati River. It's not a retrofitted district. Every building, road, and utility system was designed for global financial operations from day one.

It operates as a Special Economic Zone (SEZ). This gives it a unique regulatory status. Businesses operating inside GIFT City follow international financial norms, not domestic Indian regulations.

They can transact in foreign currencies like USD, GBP, or EUR without restrictions.

The International Financial Services Centres Authority (IFSCA) regulates GIFT City. IFSCA is India's unified financial regulator for the IFSC. It combines the powers of RBI, SEBI, IRDAI, and PFRDA under one roof. This means you get single-window clearances instead of dealing with multiple agencies.

As of March 2025, GIFT City hosts over 1,034 registered entities. These include banks, insurance companies, asset managers, fintech firms, and global capability centres.

The city has disbursed nearly USD 20 billion in dollar loans to Indian corporates. This surpasses traditional hubs like London and Singapore for India-linked financing.

👉 Tip: GIFT City is regulated by IFSCA, not RBI or SEBI. This is why it can offer products like USD fixed deposits and tax-free mutual funds that aren't available in regular India.

Where Is GIFT City Located?

GIFT City is located in Gandhinagar district, Gujarat. Specifically, it sits on the banks of the Sabarmati River, between Ahmedabad and Gandhinagar.

Ahmedabad is Gujarat's largest city and commercial hub. Gandhinagar is the state capital. GIFT City is positioned strategically between both, about 30 minutes' drive from each.

The city is 12 kilometres from Sardar Vallabhbhai Patel International Airport in Ahmedabad. This makes it easily accessible for international business travellers. Direct flights connect Ahmedabad to Dubai, Abu Dhabi, London, Singapore, and major Indian metros.

A metro link between Ahmedabad, GIFT City, and Gandhinagar is under construction. The extension will cover around 7 kilometres inside GIFT City itself. For now, the area is well-connected by highways and local roads.

The precise address of GIFT City's main business district is: GIFT SEZ, Zone 1, Gandhinagar, Gujarat 382355.

If you're wondering whether you can visit, the answer is yes. GIFT City is not a restricted zone. You can drive there, walk around, and visit the public areas. The GIFT City Club, restaurants, and commercial spaces are open to visitors.

However, to conduct financial transactions or open accounts, you need proper channels. You must work with licensed institutions operating inside the IFSC.

Why Does GIFT City Exist?

India created GIFT City to "onshore the offshoring" of Indian financial business. Let me explain what that means.

For decades, Indian companies raised capital and conducted international financial transactions through offshore centres like Singapore, Dubai, Mauritius, and London. This happened because India's domestic regulations made cross-border finance complicated. Currency restrictions, tax structures, and compliance burdens pushed business outside.

GIFT City was designed to bring that business back onshore. It offers the same ease of doing international finance, but within India's borders. Companies can raise dollar loans, trade global securities, and manage foreign currency portfolios without leaving the country.

The benefits are clear. India retains capital flows. It builds local financial expertise. It reduces dependency on foreign jurisdictions. And it positions itself as a global financial hub comparable to Dubai or Singapore.

For NRIs specifically, GIFT City solves three major pain points. First, it eliminates rupee conversion risk. You can invest in USD or other foreign currencies and keep your money in the same currency.

Second, it offers significant tax benefits that aren't available in regular India. Third, it simplifies repatriation since your funds are already in foreign currency and deemed to be in a foreign jurisdiction.

Prime Minister Narendra Modi has stated his vision for GIFT City. He wants it to become the "price-setter" for major traded instruments globally within ten years. This includes commodities, currencies, and interest rates. The ambition is not just to compete with offshore centres, but to lead.

According to the Global Financial Centres Index (March 2025), GIFT City ranked 46th globally. It's the highest ranking it has ever achieved. Among emerging financial centres, it ranked 5th out of 15 and topped the reputation index.

👉 Tip: GIFT City isn't trying to replace Mumbai or Bengaluru. It's creating a parallel financial ecosystem specifically for cross-border and foreign currency transactions that were previously done offshore.

How Is GIFT City Different From the Rest of India?

GIFT City operates under fundamentally different rules than mainland India. This is what makes it attractive for international finance.

Foreign Currency Operations: GIFT City has been designated as a "foreign territory" for purposes of FEMA. This means entities in GIFT City can transact in foreign currencies without restrictions. They can retain and repatriate these currencies freely.

Limits that apply to mainland India don't apply here. If you open a USD fixed deposit in GIFT City, your money stays in USD. You don't convert to rupees. You don't face limits on how much foreign currency you can hold.

Tax Regime: GIFT City offers a suite of tax benefits unavailable in regular India. Under Section 80LA of the Income Tax Act, IFSC units get a special exemption.

They can claim 100% tax exemption on business income for any 10 consecutive years. This applies within the first 15 years of operation.

If they don't claim the exemption, they pay only 9% MAT. This compares to regular corporate tax rates which are much higher. For NRIs, interest on foreign currency deposits in GIFT City is completely tax-free in India. Capital gains on specified securities traded on IFSC exchanges are exempt. There's no Securities Transaction Tax (STT), Commodity Transaction Tax, or stamp duty on trades.

Single-Window Regulator: IFSCA acts as a unified regulator. You don't need separate approvals from RBI, SEBI, IRDAI, and PFRDA.

One regulator handles banking, capital markets, insurance, and pensions. This dramatically reduces bureaucratic delays and compliance costs.

Infrastructure and Technology: GIFT City is built as a smart city from the ground up. It has underground utility tunnels for all cables and pipes.

This eliminates road excavations for maintenance.

The city uses a Command and Control Centre (C4) for monitoring. It's based on IoT technology to track infrastructure in real time. It has India's first city-wide district cooling system, which is 30% more energy-efficient than traditional air conditioning.

Waste disposal is handled through a vacuum system of underground pneumatic pipes.

Operating Hours: Because GIFT City serves global markets, operating hours are extended. Trading and banking don't follow regular Indian business hours.

NSE IFSC and India INX offer trading across multiple time zones. Trading covers Asian, European, and US market timings. This extends up to 21 hours a day.

What Financial Services Are Available in GIFT City?

GIFT City hosts a full range of financial institutions and services. Here's what's currently available.

Banking Units: Over 20 Indian and foreign banks have set up IBUs in GIFT City. These include HDFC Bank, ICICI Bank, Axis Bank, SBI, Deutsche Bank, Standard Chartered, HSBC, Citibank, JP Morgan, and Barclays.

IBUs offer savings accounts, fixed deposits, and loans in foreign currencies. For NRIs, this means you can open accounts in multiple currencies.

USD, GBP, EUR, AED, AUD, CAD, SGD, or HKD accounts are available through Indian banks operating in GIFT City.

Interest rates on USD fixed deposits typically range from 2.5% to 5% annually. This depends on tenure and bank.

The interest is completely tax-free in India. You can compare current NRI FD rates across different banks before deciding.

Stock Exchanges: GIFT City has two international stock exchanges: NSE International Exchange (NSE IX) and India INX. These exchanges allow trading in global equities, bonds, commodities, and derivatives.

You can trade international stocks and ETFs without paying Securities Transaction Tax.

The SGX Nifty derivatives moved to NSE IX in 2023. They are now called GIFT Nifty. You can track index movements in real time using Belong's GIFT Nifty tracker.

Mutual Funds and AIFs: GIFT City hosts mutual funds that invest in Indian equities, global markets, and hybrid strategies.

Popular funds include DSP Global Equity Fund, Tata India Dynamic Equity Fund, and Edelweiss Greater China Equity Fund. Another option is Sundaram India Mid Cap Fund.

These funds are tax-free for NRIs. Capital gains are exempt under Section 10(4D) and Section 10(4E). You can read more about GIFT City mutual funds tax-free returns. GIFT City also offers Alternative Investment Funds (AIFs) across categories I, II, and III. The minimum investment for AIFs was reduced from USD 150,000 to USD 75,000 in February 2025.

Insurance: Several insurance companies have set up offices in GIFT City. They offer life insurance, health insurance, and other products tailored for NRIs and international clients.

Bullion Exchange: GIFT City hosts India's first international bullion exchange. Over 75 jewellers have onboarded. This positions GIFT City as a major trading hub for gold and other precious metals.

IPO Platform: GIFT City now has India's first IPO platform for companies listing on IFSC exchanges. XED Executive Development became GIFT City's first IPO in 2025. The IPO platform allows companies to raise capital in foreign currencies directly in India.

Fintech and Technology: Over 20 fintech and techfin entities operate in GIFT City, along with 8 sandbox participants. Leading firms like Wipro, Infosys, Cognizant, and Hexaware have set up operations, employing around 2,500 professionals.

👉 Tip: Use Belong's GIFT City FD rates tool to compare interest rates across different banks before opening a fixed deposit. Small differences in rates compound significantly over time.

Who Regulates GIFT City and Is It Safe?

GIFT City is regulated by the International Financial Services Centres Authority (IFSCA). IFSCA was established under the IFSCA Act, 2019.

IFSCA has the combined regulatory powers of four major Indian financial regulators. These are RBI, SEBI, IRDAI, and PFRDA. RBI handles banking, SEBI manages securities, IRDAI oversees insurance, and PFRDA regulates pensions.

This unified regulatory structure is critical. In mainland India, a financial institution might need approvals from RBI for banking, SEBI for securities, and IRDAI for insurance. In GIFT City, IFSCA handles everything under one roof.

This reduces approval timelines and compliance burdens.

IFSCA's headquarters is located in GIFT City itself. The regulator operates with a mandate to develop a "robust, efficient, and internationally competitive IFSC."

Is GIFT City safe? Yes, but you need to understand the structure. GIFT City operates under Indian law. It's not an offshore jurisdiction in another country.

It's a designated zone within India that follows international financial norms.

All banks operating in GIFT City must have valid licences from IFSCA. Deposits in IBUs are governed by the same banking regulations that apply to Indian banks.

For instance, HDFC Bank's IBU in GIFT City is still HDFC Bank. It's subject to the bank's overall capital adequacy and risk management frameworks.

However, there's one important difference from mainland banking. Deposits in GIFT City IBUs are not covered by the Deposit Insurance and Credit Guarantee Corporation (DICGC) insurance scheme. DICGC insures deposits up to ₹5 lakh in Indian banks. But foreign currency deposits in IBUs fall outside this coverage.

This doesn't mean they're unsafe. It means you're relying on the creditworthiness of the bank itself, similar to how offshore banking works globally. Choose established banks with strong balance sheets.

For mutual funds and AIFs, the same investor protection frameworks apply. GIFT City fund managers must be registered with IFSCA.

They follow disclosure norms, portfolio diversification rules, and redemption guidelines similar to SEBI regulations.

The legal framework is clear. GIFT City operates under the Special Economic Zones Act, 2005.

IFSCA functions under the IFSCA Act, 2019. Both are enacted by the Parliament of India. This gives legal certainty to investments and transactions in GIFT City.

Can NRIs Live in GIFT City?

Yes, GIFT City has residential apartments. But it's primarily a business district, not a residential neighbourhood.

The city follows a "walk-to-work" concept. Residential units are integrated within the same development as commercial buildings. The idea is to reduce commute times and promote a better work-life balance.

Residential projects like SOBHA Elysia offer 3 BHK and 4 BHK apartments. These are marketed to professionals working in GIFT City's financial institutions and tech companies.

However, GIFT City is still under development. The residential segment is growing, but it's not yet a fully built-out city. Most NRIs investing in GIFT City are doing so for financial products, not to live there.

If you're returning to India and considering GIFT City as a residential option, visit the area first. Gandhinagar is a planned city with good infrastructure, but it's quieter than metros like Mumbai, Bengaluru, or Pune. Ahmedabad, 30 minutes away, offers more vibrant cultural and social life.

How Do NRIs Access GIFT City Services?

You don't need to visit GIFT City physically to invest. Most GIFT City products are accessible remotely through digital onboarding.

Step 1: Choose Your Product.

Decide what you want: fixed deposits, mutual funds, AIFs, or trading accounts. Each has different minimum investment requirements and lock-in periods.

Step 2: Select an Institution.

Pick a bank or fund manager operating in GIFT City. Major banks like HDFC, ICICI, Axis, and SBI have IBUs. For mutual funds, check Belong's GIFT City mutual funds explorer to compare options.

Step 3: Complete KYC.

GIFT City institutions offer video KYC for NRIs. You'll need your passport, PAN card, address proof, and a recent photograph. Some banks complete the process in 3-5 business days.

Step 4: Fund Your Account.

Transfer funds via SWIFT or international wire transfer. Most banks accept transfers in USD, GBP, EUR, and other major currencies. Processing takes 2-3 business days.

Step 5: Start Investing.

Once your account is active, you can open fixed deposits, subscribe to mutual funds, or begin trading on IFSC exchanges.

For detailed guidance, read our step-by-step guide on how to open a GIFT City account.

If you're working with Belong, we handle the entire process for you. Our platform integrates with GIFT City banks to offer USD fixed deposits with doorstep KYC in the UAE. You don't need to coordinate with banks directly.

👉 Tip: Keep all transaction records and tax certificates. Even though GIFT City income is tax-free in India, you may need documentation for tax filings in your country of residence.

GIFT City vs Regular Indian Investments: Key Differences

Many NRIs ask how GIFT City investments compare to traditional NRE or NRO options. Here's the breakdown.

Currency: Regular NRE accounts and NRE fixed deposits are denominated in rupees. You send USD, the bank converts it to rupees, and when you withdraw, it converts back.

This exposes you to currency fluctuation risk. GIFT City accounts operate in foreign currencies. Your USD stays as USD. You eliminate conversion losses.

Taxation: NRE fixed deposit interest is tax-free, but capital gains on Indian mutual funds are taxable. Long-term capital gains above ₹1.25 lakh are taxed at 12.5%.

GIFT City mutual funds are completely tax-free for NRIs under Section 10(4D) and 10(4E). No capital gains tax. No tax on dividends.

Repatriation: NRE funds are fully repatriable, but you need to convert them back to foreign currency.

This involves forex charges and exchange rate risk. GIFT City funds are already in foreign currency and in a deemed foreign jurisdiction. Repatriation is simpler and cheaper.

Regulation: NRE accounts are regulated by RBI under domestic banking norms. GIFT City accounts are regulated by IFSCA under international financial services norms. The difference affects transaction flexibility and reporting requirements.

Product Range: NRE accounts are limited to savings accounts and fixed deposits.

GIFT City offers fixed deposits, mutual funds, AIFs, equity trading, derivatives, and insurance. The product range is broader.

For a detailed comparison, read our articles. We compare GIFT City mutual funds vs NRE fixed deposits. We also compare GIFT City mutual funds vs Indian mutual funds.

Common Misconceptions About GIFT City

Misconception 1: GIFT City is only for big institutions.

Not true. While GIFT City hosts global banks and Fortune 500 companies, individual NRIs can also invest. Minimum investments for mutual funds start at USD 1,000. Fixed deposits often have minimums of USD 5,000 to USD 10,000, similar to FCNR deposits in regular Indian banks.

Misconception 2: GIFT City is offshore, so it's risky.

GIFT City is not offshore. It's located in India and operates under Indian law. It has a special regulatory status, but it's governed by IFSCA, a statutory body created by Parliament. It's as legitimate as any SEZ in India.

Misconception 3: You need to visit GIFT City to invest.

No. Most GIFT City products offer digital onboarding. Video KYC allows you to open accounts from anywhere in the world. You only need to visit if you prefer in-person account opening.

Misconception 4: GIFT City investments are complicated.

The structure is different, but the actual process is straightforward. Opening a GIFT City fixed deposit is similar to opening an FCNR deposit. The paperwork is comparable. The main difference is the regulatory framework and tax treatment.

Misconception 5: Tax-free means no reporting.

Tax-free in India doesn't mean tax-free everywhere. If you're a US NRI, you still need to report GIFT City mutual funds on your US tax return. They may be classified as PFICs (Passive Foreign Investment Companies), which complicates US taxation. Always consult a tax advisor in your country of residence.

What Are the Downsides or Risks?

GIFT City offers compelling benefits, but it's not perfect. Every investment has trade-offs. For a balanced view, read our detailed article on GIFT City pros and cons. Here are the main downsides you should know.

No Deposit Insurance: As mentioned, IBU deposits are not covered by DICGC insurance. If you're risk-averse, this matters. Stick to well-capitalized banks with strong credit ratings.

Limited Track Record: GIFT City became fully operational only in the past few years. The mutual funds and AIFs are relatively new. They don't have 10-year or 20-year performance histories. You're investing based on shorter track records and future potential.

Liquidity Constraints: Some products have lock-in periods. AIFs typically require three-year lock-ins. Early withdrawal may not be possible or may incur penalties. Ensure you're comfortable with the liquidity terms before investing.

Regulatory Changes: Tax benefits are subject to government policy. Budget 2025 extended the deadline for businesses to commence operations until March 2030. But future budgets could alter incentives. Political and regulatory risk is always a factor in long-term investing.

PFIC Issues for US NRIs: If you're a US taxpayer, GIFT City mutual funds are likely classified as PFICs. This creates annual reporting obligations and unfavorable tax treatment. You may face taxation on notional unrealized gains. Many US-based NRIs find this administratively burdensome. Consult a US tax advisor before investing.

Currency Risk Still Exists: While you avoid rupee conversion, you're still exposed to currency movements in your chosen currency. If you invest in USD and the dollar weakens against your home currency, your returns will be affected.

For a balanced view, read our article on risks of investing in GIFT City mutual funds.

How Does GIFT City Fit Into Your Overall Investment Strategy?

GIFT City shouldn't be your only investment. It should be one component of a diversified portfolio.

Here's how we recommend thinking about it at Belong.

Emergency Fund: Keep 6-12 months of expenses in highly liquid, safe instruments. GIFT City USD fixed deposits work well for this. They're safe, liquid after maturity, and tax-free.

Core Portfolio: Build your core portfolio with diversified equity and debt mutual funds. GIFT City mutual funds can form part of this allocation, especially if you want global equity exposure or tax-free returns.

Real Estate and Alternative Investments: Consider AIFs, real estate, or other alternatives for wealth diversification. GIFT City AIFs offer access to private equity, venture capital, and real estate without the operational complexity of direct ownership.

Return-to-India Planning: If you plan to return to India in 5-10 years, GIFT City investments can serve as a bridge. You keep funds in foreign currency while you're an NRI. When you return and become a resident, you can transition your portfolio gradually. Read our guide on keeping money in GIFT City when returning to India.

Tax Optimization: Use GIFT City's tax-free status to maximize after-tax returns. Compare the after-tax yield of GIFT City products against domestic alternatives. Often, the tax savings make up for slightly lower gross returns.

We've built a 5-layer framework for NRI investing that integrates GIFT City strategically. It starts with safety and liquidity, then adds growth, tax efficiency, and eventually legacy planning. You can read more in our 5-layer investment framework guide.

👉 Tip: Don't chase GIFT City just because it's tax-free. Make sure the underlying product fits your risk profile, time horizon, and financial goals first. Tax benefits are the cherry on top, not the foundation.

Frequently Asked Questions

Is GIFT City a real physical place?

Yes. GIFT City is an 886-acre smart city located in Gandhinagar, Gujarat, on the banks of the Sabarmati River. It has office buildings, banks, residential apartments, restaurants, and metro connectivity under construction.

Can I visit GIFT City as a tourist?

Yes. GIFT City is not a restricted zone. You can visit the public areas, restaurants, and GIFT City Club. However, to conduct financial transactions, you need to work with licensed institutions.

Do I need to visit GIFT City to open an account?

No. Most banks and fund managers offer digital onboarding with video KYC. You can open accounts remotely from anywhere in the world.

Are GIFT City investments safe?

GIFT City operates under Indian law and is regulated by IFSCA. Banks and financial institutions are licensed and supervised. However, IBU deposits are not covered by DICGC insurance. Choose established institutions with strong credit ratings.

What is the minimum investment for GIFT City products?

It varies. Mutual funds start at around USD 1,000. Fixed deposits typically require USD 5,000 to USD 10,000. AIFs require USD 75,000 (reduced from USD 150,000 in February 2025).

Are GIFT City returns completely tax-free?

For NRIs, yes, in India. Interest on foreign currency deposits, capital gains on IFSC mutual funds, and derivatives income are tax-free under Indian law. However, you may have tax obligations in your country of residence.

Can US NRIs invest in GIFT City mutual funds?

Technically yes, but it's complicated. GIFT City mutual funds are likely classified as PFICs under US tax law. This creates annual reporting requirements and unfavorable taxation. Consult a US tax advisor before investing.

How do I repatriate funds from GIFT City?

Since GIFT City accounts are in foreign currency and deemed to be in a foreign jurisdiction, repatriation is straightforward. You transfer funds via SWIFT or wire transfer to your overseas account. No RBI approvals are needed for repatriable accounts.

What happens to my GIFT City investments if I return to India?

When you become a resident Indian, you can continue holding GIFT City investments. The tax benefits may change depending on your residential status. Consult a tax advisor when your status changes.

Can I transfer funds from my NRE account to GIFT City?

Yes. You can transfer funds from your NRE account to a GIFT City IBU account. However, the NRE funds are in rupees, and GIFT City accounts are in foreign currency. The bank will convert your rupees to USD or other currency at prevailing rates.

Is GIFT City better than investing in Dubai or Singapore?

It depends. GIFT City offers the convenience of investing in India while getting offshore-like tax benefits. Dubai and Singapore have their own advantages, including broader product access and more mature financial ecosystems. GIFT City is competitive for India-focused investments.

Where can I see current GIFT City fixed deposit rates?

Use Belong's NRI FD rates tool to compare rates across banks in real time. Rates change frequently based on global interest rate movements.

Final Thoughts: Should You Consider GIFT City?

GIFT City is real. It's operational. And it's growing fast.

For NRIs, it offers a unique combination. The safety of Indian institutions. The ease of foreign currency transactions. And tax benefits unavailable anywhere else in India.

But it's not a magic solution. It's a tool. Like any investment option, it has strengths and trade-offs.

The biggest advantage is the tax-free status for NRIs. If you're investing in Indian equity mutual funds, the tax savings alone can add 1-2% to your annual returns. Over 10-20 years, that compounds significantly.

The second advantage is currency convenience. You don't have to worry about rupee depreciation eating into your returns. Your money stays in USD or GBP or EUR.

The third advantage is regulatory simplicity. IFSCA's single-window clearance model is faster and more efficient than dealing with multiple regulators in mainland India.

The downsides are the lack of deposit insurance, limited track record, and potential PFIC issues for US taxpayers.

If you're an NRI in the UAE, UK, or Singapore, GIFT City deserves serious consideration. It's especially valuable if you're building a long-term portfolio in India but want to avoid currency and tax complications.

If you're a US NRI, proceed with caution. The PFIC classification creates tax complexities that may outweigh the benefits. Work with a cross-border tax advisor.

At Belong, we've made GIFT City investing simple. Our platform connects you directly to GIFT City banks and mutual funds. We handle the paperwork, KYC, and fund transfers. You get tax-free USD fixed deposits and access to GIFT City mutual funds with just a few clicks.

We also have a community of over 10,000 NRIs. They share their experiences, ask questions, and help each other navigate cross-border investing.

If you want to learn from peers who've already invested in GIFT City, join our WhatsApp community. We have groups specifically for UAE NRIs, UK NRIs, and return-to-India planning.

Start small. Test the process. See how it fits your financial plan. GIFT City isn't going anywhere. It's being positioned as India's long-term answer to Singapore and Dubai. The earlier you understand it, the better positioned you'll be to take advantage.

Ready to explore GIFT City investments?

Download the Belong app and speak with our advisory team. We'll help you compare GIFT City products against traditional options and build a strategy that works for your situation.

Want to join the conversation?

Join our WhatsApp community of NRIs who are actively investing in GIFT City. Ask questions, share experiences, and learn from others who've been through the process.

Disclaimer: This article is for informational purposes only and does not constitute financial advice. GIFT City investments are subject to market risks. Tax treatment depends on your residential status and country of residence. Consult a qualified financial advisor and tax professional before making investment decisions. Belong is a SEBI-registered investment advisor. All investments through Belong are subject to applicable terms and conditions.