BSPL Services include distribution and broking of Capital Market Products and introducing and facilitating Global Access Services, subject to the applicable regulatory permissions, investor eligibility and product restrictions. Global Access Services shall be governed specifically by Section 9. BSPL does not provide investment advice, portfolio management or discretionary investment management unless separately agreed in writing pursuant to applicable regulatory permissions. Information made available through the Belong Platform is for informational purposes and does not by itself constitute investment advice or a recommendation. Users shall make their investment decisions independently. Investments in Offshore Funds through omnibus arrangements shall additionally be governed by Section 10. Nothing in this Clause excludes any product due diligence, suitability assessment or other distributor obligation required under Applicable Law.

BSPL shall conduct its own Know Your Customer (KYC) process similar to the procedures followed by other Betafront Group Entities. The KYC process, once completed, shall be forwarded by BSPL to relevant partner stakeholders including, without limitation, stock exchanges, depositories, asset management companies, fund houses, custodians and such other regulated entities as may be applicable. Such partner stakeholders shall be entitled to rely on the In-Person Verification (IPV) and Original Seen & Verified (OSV) documents collected and verified by BSPL for the purpose of account opening, processing investments and related compliance requirements.

The User acknowledges and agrees that We may rely on the KYC and due diligence processes already completed through the Belong Platform. However, We reserve the right to request additional information, documents, or verifications at any time, as We may deem necessary to comply with applicable laws, regulatory requirements, or Our internal policies. The User’s continued access to or use of Our services may be subject to completion of such additional steps.

Nature of BSPL Services: BSPL acts solely as a broker-dealer and/or distributor and provides execution-only services unless expressly agreed otherwise. BSPL does not represent, warrant or guarantee the performance, safety, returns, price, liquidity or suitability of any Capital Market Product, or the accuracy, timeliness, sequence, completeness or reliability of any market data, information or communication made available through the Belong Platform.

Exclusion of Liability: To the fullest extent permitted by Applicable Laws, BSPL, the other Betafront Group Entities and their respective directors, officers, employees and agents (collectively, the “Protected Persons”) shall have no liability whatsoever to the User for any loss, damage, cost, charge, claim, liability or consequence arising directly or indirectly from:

(a) the User’s use of or inability to use the BSPL Services; or

(b) any outage, interruption, delay, latency, degradation, overload, capacity constraint, malfunction, defect, error, omission, cyber incident, connectivity failure, telecommunications failure, power failure, data failure or other failure affecting the Belong Platform or any system, network, hardware, software or service operated, provided or made available by or through BSPL, any Betafront Group Entity, ASP, OMS/RMS provider, technology partner, third-party vendor, Exchange, Clearing Member, Clearing Corporation, clearing house, depository, custodian, bank, payment service provider, telecom provider, internet service provider or market-data provider, whether within or beyond BSPL’s control.

This exclusion shall apply to all direct, indirect, incidental, special, consequential, exemplary, punitive and notional losses, regardless of whether the claim arises under contract, tort, negligence, strict liability, statute or otherwise, whether or not the loss was foreseeable and whether or not any Protected Person was informed of its possibility.

The User shall remain solely responsible for monitoring all orders and positions, verifying their status and meeting all applicable margin, settlement and payment obligations.

Maximum Liability: If, notwithstanding Section 4.2, any Protected Person is found liable for any loss or damage arising from or relating to the BSPL Services, the combined aggregate liability of all Protected Persons shall not exceed the total brokerage or fees actually paid by the User to and retained by BSPL during the one-month period immediately preceding the date on which the event giving rise to the claim first occurred.

Application and Survival: The exclusions and limitations under this Section reflect the agreed allocation of risk between the parties, shall benefit each Protected Person and shall survive the suspension or termination of the BSPL Services or these Additional Terms.

Third-Party Rights Preserved: Nothing in these Additional Terms shall release or limit any obligation or liability owed to BSPL or any Betafront Group Entity by any ASP, OMS/RMS provider, technology partner, Exchange, Clearing Member, Clearing Corporation, vendor or other service provider under any agreement, Applicable Laws or otherwise. BSPL and the Betafront Group Entities retain all rights and remedies against such entities.

Non-Excludable Liability: Nothing in this Section shall exclude or limit any duty or liability to the extent that it cannot lawfully be excluded or limited under Applicable Laws. Section 8.10 supplements this Section and shall not be interpreted as restricting or limiting its scope.

Global Access Services: This Section applies to Global Access Services subject to Section 9. In particular, the liability-cap calculation specified in Section 9.18 shall apply instead of Section 4.3 for claims arising from Global Access Services. No separate or additional cap shall arise merely because more than one provision applies.

Offshore Funds: This Section applies to Offshore Funds held through omnibus arrangements subject to Clause 10.11.3. In the event of inconsistency, Clause 10.11.3 shall prevail.

In connection with the provision of BSPL Services, BSPL may periodically access data and information provided by the User to the Belong Platform including during onboarding and while availing services. This data may be accessed, processed, and utilized by Us in connection with the services provided through BSPL.

We may share such data with regulated Capital Market Product providers, such as asset management companies, mutual fund houses, alternative investment fund managers, custodians, and other relevant intermediaries, to enable execution, settlement, compliance, reporting, or risk assessments related to transactions and investments undertaken by the User. Such sharing will be done strictly on a need-to-know basis and in accordance with applicable legal and regulatory frameworks.

All personal and transactional data shall be stored in a secure manner, using appropriate technical and organizational safeguards, including encryption protocols, access controls, and secure servers, to prevent unauthorized access, loss, misuse, or alteration. Data may be stored in India or other jurisdictions as permitted by Applicable Laws and will be retained only for as long as required to meet regulatory, contractual, or operational requirements.

The terms of collection, storage and use of your data shall be governed by the privacy policy (accessible at https://getbelong.com/privacy-policy/), which shall be deemed incorporated to these Terms by reference.

Global Access Data: This Section and the Privacy Policy apply to information processed and shared for Global Access Services. Any lawful overseas processing remains subject to mandatory IFSC data localisation, retention, security and regulatory-access requirements.

Global Access Data Sharing: BSPL may collect, process and share the User’s personal data, KYC records, tax certifications and transaction information with the GAP, the Foreign Broker and their respective service providers, banks, payment service providers, custodians, market infrastructure institutions and competent authorities, including through transfers outside India, such as to the United States, to the extent necessary to open and operate the Global Brokerage Account, process transactions and corporate actions, comply with Applicable Law, prevent fraud and manage operational and security risks. Such processing shall comply with Applicable Data Protection Laws and the Privacy Policy. Where consent is required, BSPL shall obtain the applicable consent before processing.

Users may reach out to BSPL with respect to any queries, complaints, or grievances through the support tab on the Belong Platform or via email at support@getbelong.com

(a) Level 1 – Customer Support

All complaints will first be addressed by the Customer Service team. An acknowledgment will be provided within 3 (three) working days of receipt, and the Company shall endeavor to resolve such complaints within 15 (fifteen) days.

(b) Level 2 – Complaint Redressal Officer (CRO)

If the User is not satisfied with the response, or if the complaint is not resolved within the defined timeline, it may be escalated to the Complaint Redressal Officer (CRO) at:

Name: Prakash Chudasama

Email: grievance@getbelong.com

The CRO shall resolve or provide a written response within 15 (fifteen) days, and in exceptional cases, within 30 (thirty) days.

(c) Level 3 – Complaint Redressal Appellate Officer (CRAO)

If the User is still not satisfied with the resolution provided by the CRO, the matter may be further escalated to the Complaint Redressal Appellate Officer (CRAO) within 21 (twenty-one) days of the CRO’s response:

Name: Mr. Ankur Choudhary

Email: grievance-crao@getbelong.com

The CRAO shall provide a written resolution or closure response, including rationale for acceptance or rejection, within the prescribed timeframe of 30 days.

(d) Level 4 – Regulatory Escalation (Authority)

If the grievance remains unresolved after exhausting all internal levels of escalation, the User may approach the Authority at:

Email: grievance-redressal@ifsca.gov.in

All the emails received are duly monitored and redressed by the compliance officer. The register of grievances is centrally maintained for better control and monitoring. Thus, the grievances received in writing, mail, verbally, etc. are centrally monitored and redressed and recorded with all the necessary steps taken for redressal of the same. Proper analysis is undertaken to analyse the nature of complaints received, pattern of complaints and concentration if any at a particular location so that every effort is taken to remove the root cause of the grievance by the User. BSPL shall maintain records of complaints for a minimum of 8 (eight) years or longer if required under Applicable Law. BSPL shall conduct periodic reviews of all emails and other communications received from Users to evaluate feedback and address any concerns or issues raised.

Global Access Complaints: This Section applies to Global Access complaints. BSPL shall address matters within its responsibility and coordinate or escalate provider-related complaints, without guaranteeing compensation or recovery. Applicable provider escalation channels and foreign remedies shall be disclosed. Disputes against each entity remain subject to its applicable agreements and law, without restricting mandatory remedies.

The following provisions from the Terms are hereby incorporated by reference and shall apply mutatis mutandis to your use of BSPL Services: (i) User Registration, User Verification and Terms of User Onboarding, including the authorisations granted by the User to BSPL under ‘Additional Terms on User onboarding’ in the Platform Terms; (ii) Indemnification; (iii) Data Protection and Privacy; (iv) Suspension and Termination; (v) Disclaimer; (vi) IP Protection; (vii) General Provisions; and (viii) Acceptance of Terms.

In the event of any conflict or inconsistency between these Additional Terms and the Terms, these Additional Terms shall prevail in relation to BSPL Services, but only to the extent of such conflict or inconsistency.

Support statements do not amend these Terms or create guarantees, without excluding non-excludable liability. Amendments remain subject to legally required notice and consent. Failure to exercise a right is not waiver; unenforceable provisions shall be limited or severed where permitted. Liability protections, indemnities, valid obligations and applicable record-retention and dispute provisions survive termination.

(a) Customers must maintain the applicable margin at all times to retain open positions in the derivatives segment (F&O). BSPL’s RMS team is entitled, at its sole discretion and at any point in time, to liquidate positions to the extent necessary to meet the required margin. Any shortfall in the prescribed margin or exchange-stipulated margin may result in the square-off of open position(s), as determined by Belong, without prior notice. Belong shall not be liable for any loss, cost, or claim arising from such square-off, including any loss arising from the price at which the position is closed out, or from any delay in, or inability to, execute the square-off, whether due to market conditions, system failure, exchange restrictions, or any other cause.

(a) If your mark-to-market (MTM) losses on derivatives positions reach or exceed 50% of the funds in your Belong trading account, Belong may, at its sole discretion and without prior notice, square off your open position(s) to recover the balance and prevent further defaults. Belong shall not be liable for any loss, cost, or claim arising from such square-off, including any loss arising from the price at which the position is closed out, or from any delay in, or inability to, execute the square-off.

(a) Clients are responsible for closing or rolling over positions in an expiring derivatives contract before the expiry-day cut-off time of 3:15 PM IST, or such other cut-off time as may be specified by BSPL and/or the Exchange from time to time. BSPL’s RMS team may, at its sole discretion, square off all or any part of an open position in an expiring contract at or after such cut-off time, without separate or further notice, irrespective of the margin available in the client’s account. Such square-off shall be attempted at the prevailing market price, and Belong does not guarantee execution or any particular execution price. Belong shall not be liable for any loss, cost, charge, or claim arising from such square-off, or from any delay in or inability to execute it due to liquidity, volatility, market conditions, exchange restrictions, system failures, or any other cause. Any position that cannot be squared off shall be settled by the Exchange in accordance with applicable rules, and the client shall remain liable for all resulting losses, debits, charges, and settlement obligations. Belong does not undertake to automatically roll over any position on the client’s behalf.

(a) If, for any reason including but not limited to order execution at a price materially different from the price at which margin was validated, market gaps, volatility, or system errors, the client's account reflects a negative or debit balance, Belong may square off the client's open position(s) at its sole discretion and without prior notice. The client shall remain liable for the full debit balance, including any amount in excess of funds or margin previously deposited with Belong, and Belong does not offer negative balance protection. Such debit balance shall accrue interest at the rate specified in Belong's Schedule of Charges, as updated from time to time, until cleared in full, in addition to any applicable penalty under Section 8.5.

(a) Any square-off undertaken by BSPL under Sections 8.1 to 8.4, or otherwise pursuant to these Additional Terms, shall be treated as a transaction executed on behalf of the client and shall attract applicable brokerage and any Exchange, Clearing Corporation, regulatory, statutory or other transaction charges. Such square-off may also attract an RMS, liquidation, administrative, penalty or other additional fee specified in BSPL’s latest Schedule of Charges published on the Belong Platform. Any penalty or charge imposed by an Exchange, Clearing Corporation or regulatory authority and attributable to the client’s account may also be passed on to the client. BSPL may debit such amounts directly from the client’s Trading Account. Any resulting unpaid debit balance shall accrue interest at the rate specified in the Schedule of Charges until cleared in full. BSPL may revise such fees, charges, penalties and interest rates from time to time, subject to Applicable Law, with the revised Schedule of Charges taking effect upon publication or such later date as may be specified.

(a) Any dispute or disagreement raised by the client regarding a transaction, square-off, debit, or penalty charged to their account must be raised in writing within 30 days of the transaction or event. Failure to raise a dispute within this period shall constitute deemed acceptance of the transaction, square-off, or charge by the client.

(b) Nothing in this Section shall restrict any grievance, complaint, appeal or dispute-resolution right available to the Client under Applicable Laws.

(a) Access to GIFT Nifty Futures and other derivatives products on the Belong Platform is subject to Belong's assessment of the client's suitability, which may include review of income documentation, bank statements, trading experience, and/or net worth declarations as specified in the Account Opening Form. Belong reserves the right to restrict, limit, suspend, or decline derivatives trading access to any client at its sole discretion and without assigning any reason, including on the basis of insufficient documentation, risk profile, or regulatory considerations. Clients are required to have read and acknowledged the Risk Disclosure Document prior to activation of derivatives trading access, and such acknowledgement shall be conclusive evidence that the client has understood the risks involved.

(a) GIFT Nifty Futures contracts are cash-settled on expiry based on the final settlement price determined by the Exchange. No fresh positions may be opened in an expiring contract on or after the cut-off time of 3:15 PM IST, or such other cut-off time as may be specified by BSPL and/or the Exchange from time to time on the expiry day of that contract. Clients are responsible for independently closing or rolling over their positions before the applicable cut-off. BSPL may square off open positions in accordance with Section 8.3. Any position remaining open at expiry after any square-off attempted by the client or BSPL shall be settled in cash by the Exchange in accordance with its rules, and no physical delivery obligation shall arise. Clients wishing to maintain exposure beyond expiry must independently initiate a position in the next available contract month. BSPL does not automatically roll over positions and shall not be liable for any loss arising from a client’s failure to close, roll over or otherwise manage a position before expiry.

(a) Trading in GIFT Nifty Futures is subject to market-wide and/or client-level position limits, and to any bans, restrictions, or special margin measures, as may be prescribed or imposed by NSEIX/INDIAINX, NSEICC, IFSCA, or Belong's internal risk management policy from time to time. Where a contract reaches a prescribed position limit or is placed under a ban or restriction, clients will not be permitted to take new or additional positions in that contract during such period, and may only reduce existing positions through offsetting trades until the restriction is lifted. Belong shall not be liable for any loss arising from the imposition of such limits or restrictions.

(a) The client acknowledges that the Belong Platform is an electronic order-routing facility. Submission, receipt or acknowledgement of an order on the Platform does not constitute acceptance or execution. An order shall be considered executed only to the extent it is accepted and matched by the Exchange and reflected as executed in the trade records made available by BSPL and/or the Exchange. Execution remains subject to market liquidity, availability of counterparties, price-time priority, applicable margins, risk and position limits, trading hours, price bands and Exchange, Clearing Corporation or regulatory restrictions.

(b) BSPL does not guarantee that an order, or a request to cancel or modify an order, will be transmitted, accepted or executed at the requested time, quantity or price. An order may be delayed, rejected, lapse, remain pending, be partially executed, not be executed or be executed at a price different from the displayed or expected price due to market movement, liquidity, volatility, latency or other factors. A cancellation or modification request shall be effective only if accepted before the original order is executed. The client shall not presume that an order has been executed, rejected, cancelled or modified until its status has been confirmed through the Platform or otherwise by BSPL. The client must verify the status of an existing order before placing a replacement order.

(c) Electronic trading systems are susceptible to interruptions, latency, breakdowns and failures involving the client’s device or internet connection, the Belong Platform, order management or risk management systems, market-data providers, telecommunications networks, third-party service providers, the Exchange or the Clearing Corporation. Such failures may prevent or delay the placement, transmission, modification, cancellation or execution of an order. Non-execution or delayed execution of an order intended to close or square off a position shall not itself close that position or limit further losses. The client shall remain responsible for monitoring and managing all open positions and associated margin and settlement obligations.

(d) To the fullest extent permitted by Applicable Law, BSPL, Betafront Group Entities and their respective directors, employees, agents and service providers shall not be liable for any loss, damage, cost or claim, including market loss, loss of profit or opportunity, or any indirect or consequential loss, arising from the delay, rejection, non-execution, partial execution or inability to cancel or modify an order due to market conditions, lack of counterparties, system or connectivity failures, or any other cause.

Without prejudice to Section 4, the exclusions and limitations of liability contained in Section 4 shall apply fully to every delay, rejection, cancellation, lapse, non-transmission, non-execution, partial execution, duplicate execution, erroneous execution or inability to place, modify, cancel or execute an order arising under this Section 8.10.

(a) Belong shall not be liable for any failure, delay, or inability to perform its obligations under these Terms, including order execution, margin collection, communication of alerts, or square-off, arising from causes beyond its reasonable control, including but not limited to Exchange or Clearing Corporation system outages, network, telecommunication, or internet failures, power failures, acts of government or regulatory authorities, strikes, natural disasters, epidemics, or other events of force majeure. Clients shall have no claim against Belong on account of any suspension, interruption, non-availability, delay, or malfunction of the Exchange's systems, Belong's trading platform, or any third-party system or service, arising from any cause beyond Belong's reasonable control.

(a) Belong shall maintain records of client complaints, contract notes, statements of account, and margin statements for such minimum period as may be prescribed under Applicable Law, or such longer period as Belong may determine appropriate for regulatory, contractual, or operational purposes.

(a) Belong acts solely as a broker-dealer and/or distributor in relation to derivatives products. Nothing on the Belong Platform, including any market data, analytics, alerts, or educational content, constitutes investment advice, a recommendation, or a solicitation to trade. All trading decisions are made independently by the client, at the client's sole risk.

(a) The client acknowledges having read and understood the Risk Disclosure Document and confirms that derivatives trading involves a high degree of risk, including the risk of loss exceeding the amount invested or deposited. The client trades in derivatives at their own volition and sole risk, and Belong makes no representation or warranty regarding potential profit or loss.

(a) The client agrees to indemnify and hold harmless BSPL, Betafront Group Entities and their respective directors, employees, agents and service providers against any loss, cost, claim or liability arising from BSPL’s good-faith exercise of its rights under Sections 8.1 to 8.4, including any action based on incomplete, delayed or erroneous data received from the Exchange, Clearing Corporation or any third-party system. This indemnity shall not apply to the extent that such loss is finally determined by a competent authority to have resulted from BSPL’s fraud, wilful misconduct, gross negligence or breach of a statutory or regulatory obligation that cannot lawfully be excluded.

(a) “Global Access Services” means facilitating access through the Belong Platform to eligible financial products listed on stock exchanges in foreign jurisdictions. This Section shall be read with the Platform Terms, these Additional Terms, Belong’s applicable Schedule of Charges, Global Access disclosures and Provider Terms. It prevails over inconsistent general provisions in relation to Global Access Services, subject always to Applicable Law.

(c) Global Access Services may include US equities, ETFs, fractional interests, options and other permitted products, subject to eligibility, provider approval and availability. Prior availability does not guarantee continued access.

(a) BSPL acts as the client-facing introducing broker through Belong, performing onboarding, due diligence, disclosure communication, facilitation of client instructions and first-line support within its role under the applicable arrangements and Applicable Law.

(b) The GAP performs its applicable supervisory, regulatory and operational functions. The Foreign Broker provides execution, clearing, settlement, account maintenance and custody-related services, directly or through permitted providers. BSPL does not act as the Foreign Broker or custodian of foreign securities.

(c) Except as expressly authorised, no provider may bind BSPL or vice versa. Integration, branding or coordination does not itself create a partnership, guarantee or joint liability. BSPL does not guarantee independent-provider performance or solvency. Each entity retains its non-excludable obligations under Applicable Law.

(d) In summary, and subject to the applicable arrangements: (i) BSPL is responsible for onboarding and due diligence, disclosures, transmission of User instructions, collection of brokerage, first-level customer support and complaint handling, and regulatory reporting in India within its role; (ii) the GAP is responsible for its functions as Global Access Provider, including order routing to the Foreign Broker, funding support and its regulatory obligations in the IFSC; and (iii) the Foreign Broker is responsible for account approval and maintenance, execution, clearing, settlement, custody of securities and cash, processing of corporate actions, trade confirmations and statements, and regulatory reporting in the foreign jurisdiction. Neither BSPL nor the GAP executes transactions on foreign exchanges or holds the User’s foreign securities or cash.

(e) BSPL may pay fees to, or receive fees, revenue shares or other remuneration from, the GAP or the Foreign Broker in connection with Global Access Services. BSPL shall disclose material conflicts of interest and, upon request, the basis of such remuneration, as required under Applicable Law.

(a) Account opening, activation and continued access are subject to provider approval, due diligence and applicable requirements. The User shall electronically accept the applicable Provider Terms governing the GAP’s and Foreign Broker’s services and provide the required consents and acknowledgements presented during onboarding. BSPL may facilitate such acceptance and retain and share evidence of it. Belong registration does not guarantee account approval or activation.

(b) The User authorises association of the Global Brokerage Account with Belong and exchange of information and instructions reasonably necessary for the services. These Terms do not amend Provider Terms, replace separately required acceptance or enlarge BSPL’s authority under the provider arrangements.

(a) Access is subject to Applicable Law, provider requirements, Belong’s supported-jurisdiction policies and the User’s residency, citizenship, tax status, financial circumstances and account permissions. Restrictions may exceed legal minimums. The User shall provide accurate, complete and current information, promptly disclose material changes and supply reasonably requested documents, including relevant affiliations, ownership interests and subscriber classifications.

(b) The account shall be used for the User’s own lawful benefit with legitimately sourced funds belonging to them. Manipulation, insider dealing, deception, unlawful trading, exploitation of errors, unauthorised automation and abusive use are prohibited.

(c) BSPL and relevant providers may require updated documentation, reject instructions, restrict access, apply closing-only status or require orderly transfer or closure where reasonably necessary for eligibility, legal, sanctions, provider or risk requirements. Prior availability creates no entitlement to continued access, and valid existing obligations survive. Investigation or reporting information may be withheld where disclosure is legally restricted.

(d) Global Access Services may be made available to NRIs, Resident Indians and other eligible Users, subject to Applicable Law, supported jurisdictions and provider approval. Under the current offering, Resident Indians may access eligible US equities, ETFs and fractional interests, but not options. Resident Indian participation is subject to applicable LRS and FEMA requirements. Product availability may be restricted according to the User’s residency, investor eligibility and account permissions.

(e) Unless BSPL notifies otherwise, Global Access Services are not available to any person who is a citizen or resident of the United States, Canada or is otherwise a “U.S. person” for United States federal tax purposes. The User shall promptly notify BSPL on becoming such a person, in which case BSPL and the Foreign Broker may restrict or close the Global Brokerage Account or require its transfer.

(a) Product availability, account approvals and informational tools do not constitute recommendations or assurances of suitability. The User independently evaluates each transaction. Except where required by Applicable Law or expressly agreed, BSPL does not undertake to monitor investments for the User’s benefit, recommend changes, prevent losses or provide deadline reminders. Compliance and protective controls do not create an investment-management relationship. BSPL does not provide legal, accounting or tax advice.

(a) The User authorises processing of funding and withdrawal instructions through designated IFSC banking or payment-service arrangements, subject to verification, Applicable Law and provider requirements. The User shall follow instructions communicated through Belong; alternative routes require approval from the relevant provider.

(b) Funds in transit, buying power, unsettled proceeds and withdrawable balances are distinct. A debit or transfer request does not establish receipt or trading availability. Processing depends on banking, settlement, reconciliation, compliance and provider requirements; estimates are not guarantees. Withdrawals are subject to cleared funds after valid obligations and reserved amounts.

(c) Purchases require sufficient funds or recognised buying power. Use of unsettled proceeds follows provider rules. Fully funded trading does not eliminate obligations from fees, reversals, corrections, exercise or settlement; failed funding does not automatically cancel an executed trade, and valid resulting debits remain payable.

(d) The User shall comply with applicable remittance requirements, including LRS where relevant. The current offering creates no entitlement to borrowing, margin financing or short selling; future facilities require applicable permissions, provider approval and any necessary additional documentation or consent. Regulatory obligations applicable to BSPL and providers remain unaffected.

(a) Customer trading instructions are accepted only through designated Belong application functionality. Exercise-related, corporate-action and other instructions may be submitted only through functionality enabled for that purpose.

(b) Calls, emails, messages and support tickets are not valid trading, cancellation, modification or exercise instructions. Contacting support does not establish acceptance, transmission or execution. Reporting suspected unauthorized access does not itself cancel pending orders, close positions or establish that an account restriction has become effective.

(c) BSPL does not guarantee uninterrupted or error-free application access or undertake to provide alternative trading channels. Failed or delayed instructions do not close positions or remove valid account obligations. Mandatory continuity and security obligations remain unaffected.

(a) The User authorises submission of instructions to relevant providers, subject to account permissions, available funds, market conditions and applicable controls. Acknowledgement does not establish execution. Orders may be delayed, rejected, cancelled, lapse, execute partially or remain unexecuted; execution price, quantity and timing are not guaranteed.

(b) Cancellation or modification is effective only if accepted before execution. The User shall verify order status before submitting a replacement. Conditional orders operate only as supported; stop prices do not guarantee execution prices, and stop-limit orders may remain unexecuted.

(c) Market restrictions, halts, closures or unavailable counterparties may prevent execution or exit. Settlement cycles and trading hours in foreign markets differ from those in India. Extended or overnight trading, where enabled, involves additional liquidity, spread, volatility and fragmented-market risks. Applicable sessions, settlement cycles, order features and deadlines shall be communicated through product disclosures. Displayed quotations and valuations do not establish achievable liquidation prices.

(a) Transactions and account entries may be corrected, cancelled, reversed or rebooked under applicable market or provider rules, notwithstanding an initial confirmation. Erroneous or provisional credits create no entitlement; the User shall report apparent errors, return assets erroneously received and not knowingly use assets or buying power to which they are not entitled. Subject to Applicable Law and account authority, BSPL may request corrections, restrictions or recovery through the Global Brokerage Account, without independently authorising recovery from the Wallet or other product accounts. The User’s grievance rights remain unaffected.

(a) Options require applicable approval and acceptance of Provider Terms. Only enabled contracts and strategies may be traded. Risks include total premium loss, illiquidity and exercise, assignment or settlement obligations which, depending on the permitted strategy, may exceed amounts initially committed.

(b) The Foreign Broker retains final control under Applicable Law and Provider Terms over approvals, exercise instructions, assignment, expiry and protective action. BSPL may facilitate instructions but cannot guarantee acceptance or implementation. The User shall maintain required resources and meet communicated deadlines, which may precede provider or market deadlines.

(c) Exercise or assignment may occur automatically or before expiry where permitted, creating securities, cash or delivery obligations. Insufficient resources do not guarantee prevention. Accepted do-not-exercise instructions may forfeit economic value. Contract terms and deliverables may change following corporate actions, and action on one position does not ensure corresponding action on another.

(d) The Foreign Broker may take permitted automated or other protective action without prior notice. BSPL’s protective rights are set out in Section 9.11. Closure, execution price and outcome are not guaranteed; valid resulting obligations remain the User’s responsibility.

(a) Subject to Applicable Law, Provider Terms and available operational authority, the User authorises BSPL to initiate or instruct order cancellation, position reduction, square-off or other permitted protective action to address actual or anticipated resource shortfalls, exercise, assignment, expiry or settlement risks, debit balances, failed payments, regulatory or provider restrictions, or other reasonably identified account or market risks.

(b) Action may affect all or part of positions before or on expiry, without prior notice where reasonably necessary. BSPL may reasonably select the sequence and quantity without optimising the User’s investment or tax outcome. Instructions remain subject to provider acceptance and execution; BSPL cannot override provider controls.

(c) BSPL has a right, not a contractual obligation, to act except where Applicable Law requires otherwise. Previous warnings or actions create no future commitment. Execution may fail or be partial; valid resulting losses, debits and disclosed charges remain payable. Subject to non-excludable liability, BSPL is not liable merely because action was taken, omitted, delayed or less favourable than an alternative.

(a) Fractional interests are subject to provider rules on precision, execution, voting, corporate actions, rounding, cash payments and transferability. Where in-kind transfer is unavailable, the User authorises sale reasonably necessary to complete an authorised account transfer or closure, with net proceeds credited after applicable disclosed charges, taxes and settlement obligations. Execution price and timing are not guaranteed, and resulting market, currency and tax consequences remain with the User.

(a) Assets are held under disclosed foreign custody arrangements and Applicable Law. Neither BSPL nor the GAP holds legal or beneficial custody of the securities or cash in the Global Brokerage Account, and BSPL shall not use User funds for its own account except as permitted under Applicable Law. An individually named account does not necessarily mean direct registration on the issuer’s register. Intermediary failure, insolvency or foreign legal processes may cause loss or delay recovery. SIPC, insurance or other protection applies only under its actual eligibility, limits, exclusions and procedures; it does not protect against ordinary market losses. BSPL does not independently insure assets or guarantee recovery.

(b) Recognised IFSC stock-exchange investor-protection resources, dispute-resolution mechanisms and grievance mechanisms are unavailable for Global Access transactions. Applicable statutory and foreign remedies remain unaffected. The Global Brokerage Account is maintained under foreign law, and rights available under Indian law may not apply in the same manner to transactions executed through the Foreign Broker.

(a) The User shall pay brokerage, account-lifecycle and other charges specified in Belong’s applicable Schedule of Charges, available on the Belong Platform, together with applicable taxes and disclosed statutory or third-party charges(including charges levied by the Foreign Broker, banks, payment service providers, exchanges and regulatory authorities, and currency-conversion costs). Brokerage for Global Access Services is collected by BSPL. . Brokerage for Global Access Services is collected by BSPL, directly or through the GAP or Foreign Broker acting on BSPL’s behalf. BSPL may, at its discretion, introduce or revise fees, charges, minimums, caps and other commercial terms from time to time by updating that Schedule, subject to Applicable Law and any required notice or consent. Revisions shall apply prospectively from the communicated effective date. Calculations, rounding and collection timing shall follow the applicable Schedule and pricing disclosures. Successful collection discharges the corresponding obligation; duplicate collection is not permitted, and errors may be corrected subject to grievance rights.

(a) Corporate-action entitlements and elections depend on issuer terms, Applicable Law, custody arrangements and provider processes. BSPL shall communicate information as required but does not undertake to identify every entitlement or support every election, voting process or legal claim. Elections require enabled functionality and timely instructions; provider default treatment may otherwise apply. BSPL does not guarantee participation, allocation or outcome or advance resources for entitlements.

(b) Statements and confirmations may be electronic. Trade confirmations and account statements for the Global Brokerage Account are issued by the Foreign Broker. If information displayed on the Belong Platform differs, the Foreign Broker’s official records shall ordinarily be used for reconciliation, subject to verified corrections, Applicable Law and the User’s right to dispute any discrepancy. Displayed valuations, buying power, costs and profit and loss may be indicative and differ from settled or tax figures; applicable methodologies and limitations shall be disclosed. Market data and third-party content remain subject to subscriber restrictions and Section 4’s disclaimers and exclusions. Unauthorised redistribution, resale, scraping, commercial exploitation and access circumvention are prohibited.

(a) The User is responsible for applicable taxes, withholding, filings and records across relevant jurisdictions, including potential estate or inheritance consequences, and shall accurately complete and update required certifications, including Form W-8BEN where applicable. BSPL may transmit certifications and provide reports but does not provide tax advice or guarantee acceptance, treaty eligibility, exemptions, refunds, credits or adjustments, or undertake to obtain them unless legally required or expressly agreed. Reports do not replace the User’s own compliance obligations.

(a) The indemnification provisions incorporated under Section 7.1 apply to Global Access Services, subject to the non-excludable liability provisions in Section 9.18. Regulatory penalties or similar amounts are recoverable from the User only where lawfully permissible and attributable to the User’s conduct.

(a) Section 4’s exclusions and limitations apply fully to Global Access Services, including foreign-market transactions, independent-provider acts or defaults, funding, withdrawals, custody, corporate actions, options and protective action, subject to Applicable Law and the modifications below.

(b) If liability is nevertheless established, the combined aggregate liability of all Protected Persons shall not exceed the brokerage collected by BSPL from the User in respect of Global Access trades executed during the one-month period immediately preceding the first event giving rise to the claim.

(c) Brokerage collected by the GAP or Foreign Broker on BSPL’s behalf shall be treated as collected by BSPL, whether or not remitted to BSPL. Taxes, statutory levies and separately identified third-party charges shall be excluded. Connected claims shall share one aggregate cap; multiple defendants or causes of action shall not multiply it.

(d) This calculation replaces Section 4.3 for Global Access and creates no additional cap.

(e) No exclusion, cap, indemnity or procedural provision applies where legally prohibited, including non-excludable liability relating to fraud, wilful misconduct, gross negligence or statutory breach.

(f) Nothing permits misappropriation or converts a non-excludable obligation to return or account for customer assets into capped damages. BSPL’s rights against providers remain preserved.

(a) The User shall promptly review records, report discrepancies and take reasonable steps to mitigate avoidable loss without assuming unreasonable risk, admitting liability or abandoning complaints. Electronic acceptances, authenticated instructions, timestamps and provider records may be relied upon as evidence, subject to Applicable Law and contrary evidence. The User bears losses attributable to their breach of account-security obligations to the extent lawfully permissible. Reporting periods do not extinguish non-waivable rights or unlawfully shorten limitation periods.

(a) BSPL may replace the GAP or Foreign Broker, subject to Applicable Law, required notice and any necessary consent for account or asset transfers. Transfer or closure of the Global Brokerage Account remains subject to provider procedures; BSPL does not guarantee replacement-provider acceptance, uninterrupted trading or completion within a particular period. BSPL shall use reasonable efforts, within its role and operational authority, to facilitate an orderly migration and minimise disruption to the User.

(a) General authorisations elsewhere in these Terms apply to Global Access only where lawful and supported by the applicable account arrangements and User authorisations. This Section grants no independent lien or recovery right over the Wallet or other product accounts and does not replace separately required disclosures, risk acknowledgements, provider consents or options approvals.

(a) Global Access Services involve market, currency, liquidity, settlement, custody, insolvency, operational, technology, cybersecurity, tax, foreign legal and regulatory, remittance and geopolitical risks. The User may lose all or part of the amount invested. Foreign investor protections and enforcement procedures may differ from those in India and the IFSC. Tax risks may include foreign withholding and United States estate tax exposure. Changes in laws, sanctions or provider restrictions may affect funding, trading, withdrawals or continued holding of investments. Past performance does not indicate future results. This summary is not exhaustive and shall be read with the applicable product disclosures and Provider Terms.

(a) Statements, confirmations, notices, disclosures and amendments relating to Global Access Services may be delivered through the Belong Platform, email, SMS, push notification or other designated electronic channels, subject to Applicable Law and any applicable delivery requirements. Electronic delivery does not replace any separate notice, consent or acceptance required under Applicable Law or the Provider Terms. The User shall keep their contact details accurate and up to date.

(b) Where BSPL becomes aware of a material operational, cybersecurity or regulatory incident reasonably likely to materially affect the User’s Global Brokerage Account or access to Global Access Services, BSPL shall use reasonable efforts to notify affected Users within a reasonable period, subject to legal restrictions, regulatory directions and information-security considerations. Nothing in this Clause limits any mandatory notification obligation or prescribed timeline.

(a) This Section governs investments facilitated by BSPL in funds domiciled outside India (“Offshore Funds”) through omnibus arrangements, where permitted under Applicable Law, IFSCA requirements and the laws applicable to the Offshore Fund, its distribution and the User.

(b) “Fund Documents” means the applicable prospectus, offering documents, constitutional documents, subscription terms, share-class terms and other binding documents of an Offshore Fund, as amended from time to time. “Intermediaries” means the applicable distributors, administrators, transfer agents, custodians, banks and other service providers involved in the arrangement.

(c) These services are subject to these Additional Terms and Conditions, the Platform Terms and the applicable Fund Documents. This Section prevails over inconsistent general provisions of these Terms concerning the omnibus arrangement. The Fund Documents govern the Offshore Fund’s operations, dealing, valuation, charges and investor rights, subject to Applicable Law. Section 9 does not apply merely because an Offshore Fund invests overseas.

(a) By submitting an instruction to invest in an Offshore Fund through the omnibus arrangement described in this Section, the User expressly consents to that arrangement and authorises BSPL to aggregate and transmit instructions, subscribe for, hold and redeem units or shares of Offshore Funds (“Units”) on the User’s behalf in accordance with the User’s instructions, and undertake related administrative actions permitted under Applicable Law.

(b) BSPL shall be the registered holder of the relevant omnibus folio or account, directly with the Offshore Fund or its administrator, or through applicable distributor or intermediary arrangements. Individual Users’ beneficial entitlements shall be identified in sub-folios or internal records maintained by BSPL. These are not individually registered folios with the Offshore Fund.

(c) The User’s rights shall be exercised through BSPL and the applicable Intermediaries, subject to Applicable Law and the Fund Documents. The User may not exercise the rights of a directly registered investor except where permitted under those documents or Applicable Law.

(a) Client funds and Units shall be kept separate from BSPL’s proprietary assets. Client funds shall be maintained through designated segregated client-money arrangements permitted under Applicable Law. BSPL shall not use client assets for its proprietary purposes or to discharge obligations of BSPL or another User.

(b) BSPL shall maintain each omnibus folio or account as a separately identifiable holding arrangement. Units and entitlements attributable to one arrangement shall not be commingled with, transferred to support, or applied to meet liabilities or shortfalls of another omnibus arrangement. Aggregation of participating Users’ investments within the same arrangement remains permitted under these Terms.

(c) Where a designated segregated client-money account serves more than one omnibus arrangement, BSPL shall maintain separate ledger allocations identifying the funds attributable to each arrangement and each User. Such funds shall not be used to finance transactions or remedy shortfalls attributable to another User or arrangement.

(d) BSPL shall not lend, pledge, charge or otherwise encumber the User’s Units to finance BSPL’s proprietary activities or secure obligations of BSPL, another User or another omnibus arrangement.

(e) BSPL shall maintain controls to investigate reconciliation discrepancies and take appropriate corrective action. Segregation and internal allocation do not, by themselves, guarantee legal ring-fencing upon insolvency, immediate access to assets or full recovery; these remain subject to Applicable Law and the relevant holding arrangements.

(a) BSPL shall maintain records separately identifying each User’s funds, Units and transactions, including the relevant Offshore Fund, share class and omnibus folio or account.

(b) BSPL shall reconcile its records with relevant external confirmations and account statements. Confirmed User holdings shall correspond to the Units held under the applicable omnibus arrangement, subject to pending transactions and documented reconciliation adjustments. Fractional entitlements may be recorded up to four decimal places, subject to the Fund Documents and operational capabilities.

(c) BSPL shall provide statements of account reflecting the User’s recorded holdings and transactions. Errors may be corrected against verified records, with corresponding adjustments and notification where appropriate. Statements do not constitute a guarantee of valuation, liquidity or returns.

(d) The User shall promptly report discrepancies and, in any event, within 30 calendar days of the relevant statement being made available. BSPL shall investigate and provide a written response within 21 business days of receiving the report. Where investigation remains pending, the response shall explain the status and expected next steps. Failure to report within 30 days shall not extinguish non-waivable rights or override applicable limitation periods. Mandatory complaint-handling requirements and timelines shall prevail.

(e) BSPL shall make material information received from an Offshore Fund or relevant Intermediary concerning Users’ holdings available on the Belong Platform as soon as reasonably practicable after receipt, including changes to fees, investment objectives or dealing terms, mergers, suspensions and winding-up. Users should review such updates periodically. Any separate notification or communication required under Applicable Law shall be provided accordingly.

(a) Availability depends on the User’s residency, investor classification, investment restrictions, the Offshore Fund’s domicile and authorisations, the relevant share class and Applicable Law. BSPL may require information or documents and restrict access where eligibility or compliance requirements are not met or at its discretion.

(b) The User shall review the applicable Fund Documents and disclosures before investing. BSPL shall undertake product due diligence, suitability assessments and other distributor obligations to the extent required under Applicable Law. These services do not constitute discretionary portfolio management or an undertaking to continuously monitor the User’s portfolio.

(c) Instructions shall be submitted through the Belong Platform in the manner prescribed by BSPL. BSPL may establish cut-off times earlier than those of the Offshore Fund or Intermediaries. Submission to Belong does not establish acceptance by the Offshore Fund or entitlement to a particular dealing date or net asset value (“NAV”).

(d) Subscription instructions may be aggregated with other subscription instructions, and redemption instructions with other redemption instructions. Subscriptions and redemptions shall be processed separately without netting between them. Once submitted to the Offshore Fund or the relevant Intermediary for execution, an instruction cannot be cancelled or modified by the User.

(e) The User shall promptly notify BSPL of any change affecting their eligibility to hold an Offshore Fund. Where continued holding is prohibited under Applicable Law or the Fund Documents, or redemption is required by a competent authority or the Offshore Fund under its binding terms, the User authorises BSPL, to the extent permitted under the applicable arrangements, to submit redemption instructions or take other required action without further investment instructions. Such action remains subject to applicable dealing restrictions and settlement requirements, and the resulting proceeds shall be handled under Clause 10.6.

(a) Users participating in the same dealing batch for the same Offshore Fund and share class shall receive the same externally confirmed dealing NAV. BSPL shall record allocations against the relevant User instructions and externally confirmed transactions. Partial redemptions shall be dealt with under Clause 10.7.2.

(b) Dealing dates, NAV determination, acceptance and settlement are governed by the Fund Documents and the applicable Intermediaries’ processes. Displayed NAVs, portfolio values and transaction statuses may be indicative or delayed. BSPL may correct allocations, valuations or entries following verified corrections by the Offshore Fund or an Intermediary.

(a) Funding shall ordinarily move from the User’s Belong Wallet through designated BSPL client-money arrangements to the relevant Offshore Fund, custodian or Intermediary. Redemption proceeds shall ordinarily return through the designated arrangements to the User’s Belong Wallet. All movements are subject to Applicable Law, verification requirements and the applicable account mandates. Where credit to the User’s Wallet is unavailable or impermissible, proceeds may be paid to a verified bank account held in the User’s own name, subject to Applicable Law, required checks and the applicable banking and intermediary arrangements.

(b) Investments may be facilitated in USD or other supported currencies. Currency conversion, exchange rates, bank charges and third-party deductions shall apply as disclosed for the transaction or under the applicable terms. BSPL does not guarantee any exchange rate, and the User bears the resulting currency risk.

(c) An instruction shall be processed only where sufficient cleared funds are available to meet the applicable investment amount and disclosed charges. Redemption proceeds shall be credited within seven business days after actual receipt of cleared funds by BSPL and completion of required checks. BSPL is not obliged to advance or finance settlement or redemption proceeds.

(d) Subscription money that is not invested and is no longer required for a pending instruction shall be returned through the designated funding arrangements within seven business days after its availability to BSPL as cleared funds and completion of required checks. Any deductions shall be limited to amounts lawfully payable and disclosed to the User. BSPL is not required to advance money pending its recovery from an Offshore Fund or Intermediary.

(a) Redemptions are subject to the Fund Documents, including applicable notice periods, dealing frequency, minimum holdings, settlement periods, charges, gates, suspensions and other restrictions. An instruction does not guarantee redemption by a particular date or at a particular value.

(b) Where only part of an aggregated redemption is fulfilled, the amount fulfilled shall ordinarily be allocated proportionately among Users participating in that redemption batch, subject to the Fund Documents and any binding allocation requirements.

(c) Transfers of individual beneficial holdings to another platform or into the User’s own name are not available under this service. Exit shall be through redemption, subject to applicable restrictions. Account closure does not override those restrictions or require BSPL to purchase the User’s holdings.

(d) Where permitted under the Fund Documents and Applicable Law, an Offshore Fund may satisfy redemptions wholly or partly by delivering assets instead of cash. Such assets may require separate custody, transfer or realisation arrangements, subject to applicable permissions and operational availability. The User’s corresponding entitlement shall remain recorded by BSPL pending lawful distribution or realisation. Any cash payment shall depend on actual realisation and cleared receipt, and timing, value and liquidity are not guaranteed. Lawfully applicable and disclosed costs and taxes may reduce the amount received. BSPL is not obliged to purchase such assets or advance their cash equivalent.

(a) BSPL may levy a separate direct distribution charge on Users for this service as declared in the Schedule of Charges. Fund-level fees, expenses, redemption charges, taxes, currency-conversion costs and applicable third-party charges may nevertheless apply as disclosed in the Fund Documents or relevant transaction disclosures.

(b) BSPL may receive commissions, trail remuneration, revenue shares or other permitted remuneration from applicable distributors, fund providers or Intermediaries. BSPL shall provide material conflict and affiliation disclosures and, upon request, disclose the amount and basis of direct and indirect remuneration received in connection with distribution services to the User, as required under Applicable Law.

(c) Belong’s applicable Schedule of Charges may be revised from time to time, subject to Applicable Law and required disclosures. No revision shall authorise a charge prohibited under the IFSCA distributor framework. Any direct distribution charge permitted for debt securities or passively managed funds shall be disclosed upfront and shall require the User’s explicit consent before being applied.

(a) The User shall provide accurate and updated identity, residency, beneficial ownership, source-of-funds and tax information, together with documents reasonably required to operate the arrangement or comply with Applicable Law.

(b) BSPL may disclose relevant User information and records to Offshore Funds, Intermediaries, auditors, regulators and competent authorities where required for compliance, verification, audit or operation of the arrangement, in accordance with Applicable Law and the Privacy Policy. BSPL shall maintain arrangements enabling client records to be made available promptly to competent authorities as required.

(c) The User remains responsible for their applicable tax returns, declarations and liabilities. BSPL and relevant Intermediaries may undertake required reporting, withholding or deductions. Registration of the omnibus holding in BSPL’s name does not, by itself, determine the User’s tax treatment or entitlement to any exemption or treaty benefit.

(a) Subject to Applicable Law and the Fund Documents, BSPL may change Intermediaries or operational arrangements, restrict further transactions or discontinue access to an Offshore Fund at its discretion. Such changes shall not extinguish the User’s recorded entitlements. BSPL shall give affected Users at least seven calendar days’ prior notice of a planned discontinuation of its services for an Offshore Fund. Where discontinuation results from regulatory action, Fund action or circumstances beyond BSPL’s reasonable control that prevent such advance notice, BSPL shall notify affected Users as soon as reasonably practicable, subject to legal restrictions. Notice does not guarantee completion of redemption or transfer within the notice period.

(b) Where an Offshore Fund, Intermediary or service becomes unavailable, BSPL may coordinate the administration or realisation of affected holdings through the available lawful arrangements. BSPL does not guarantee that transfer, redemption or recovery will be possible immediately or within a specified period.

(a) The User bears the investment risks of the Offshore Fund, including market, credit, liquidity, currency, valuation, concentration, operational, regulatory and counterparty risks. Capital and returns are not guaranteed, and the User may lose all or part of the amount invested. Omnibus holding involves reliance on BSPL’s records and the applicable external arrangements. Claims against an Offshore Fund or Intermediary may be subject to foreign laws, courts and procedures, which may restrict or delay enforcement and recovery. Segregation and reconciliation do not guarantee immediate access to assets or full recovery following insolvency or default.

(b) To the fullest extent permitted under Applicable Law, BSPL does not guarantee the performance, solvency or obligations of an Offshore Fund or Intermediary and shall not be liable merely because of their acts, omissions, delays, dealing restrictions, valuation changes or failures. This exclusion does not apply to the extent liability is attributable to BSPL’s own breach of an obligation that cannot lawfully be excluded.

(c) The exclusions and limitations in Section 4 apply to this service only to the extent permitted under Applicable Law. Section 9.18 does not apply to this service. Nothing in these Terms excludes a mandatory distributor obligation, restricts a non-waivable grievance or regulatory remedy, or limits the User’s entitlement to client funds, Units or proceeds that BSPL is legally required to account for or return.

(d) Investments in Offshore Funds are not insured or guaranteed by IFSCA. The User shall not assume that any form of insurance, investor compensation or other protection applies merely because the investment is facilitated through BSPL or the Belong Platform. Any such protection applies only where available under the relevant scheme and remains subject to its eligibility conditions, limits, exclusions and claims procedures. BSPL does not independently insure the investment or guarantee recovery.